PECUNIO: MAKING BLOCKCHAIN INVESTMENTS SAFE AND EASY

Pecunio is a blockchain based platform for investment, with a cryptocurrency prepaid debit card that allows spending of token in all Fiat currency worldwide without local exchange fees, as well as the only free exchange for digital currencies that allow easy saving and spending of cyptocurrency assets. This platform is decentralized and can be used by both technology uninclined users, high equity investors, and angel and venture capitalists, thereby making the cryptocurrency market open to all in terms of participation. We also specialize in providing distinguished blockchain start-ups with expert consulting services by providing each client with a specially made business plan. Our funds and assets will be tokenized, making investments into selected ICOs, angel & venture capital funds and cryptocurrencies simple. Also, on our platform, major cryptocurrencies can be changed among themselves for free. Our vision is to encourage the adoption of blockchain, democratize cryptocurrency ownership, and enable transfer and investment into cryptocurrencies like Bitcoin, Ethereum, etc., by everyone. We hand power back into the hands of the masses.Pecunio wants to identify, target as well as support potential top performers in this highly dynamic market, as in the last 2.5 years, ICO market has grown from a USD$14 million to USD$2.6 billion.Pecunio’s token -PCO is based on the Ethereum ERC20 standard, and our tokens receive proceeds from sources such as; management, performance, and ICO fees. We, Pecunio, will earn significant amounts in a short time, from commission. We are in the concluding phase of our investment platform development and our prepaid debit card is shipped to anywhere in the world.
We have decided to use blockchain in managing our funds because we want our funds to be free from politics and anthropogenic error. With blockchain, industries can be transformed in terms of logistics, law, record keeping, identity management, application development, securities settlement, etc.
We have decided to use blockchain in managing our funds because we want our funds to be free from politics and anthropogenic error. With blockchain, industries can be transformed in terms of logistics, law, record keeping, identity management, application development, securities settlement, etc.
BENEFITS OF BLOCKCHAIN

• It benefits musicians as music streaming makes them lose about 86% of their music proceeds. Blockchain will help them earn royalties on their music without going through a record label
• It benefits real estate as blockchain will help anyone to track, and transfer land titles and property deeds, without any intermediaries
• It benefits financial services like banks as blockchain is faster, cheaper and versatile in terms of money transfer, and its decentralized, immutable ledger.
• It benefits real estate as blockchain will help anyone to track, and transfer land titles and property deeds, without any intermediaries
• It benefits financial services like banks as blockchain is faster, cheaper and versatile in terms of money transfer, and its decentralized, immutable ledger.
HOW OUR PLATFORM WORKS
To create an account with Pecunio, users have to provide an email address, a user name and a password. A confirmation email is sent and once confirmed, a personal wallet is created, and the user is automatically directed to the user dashboard containing an overview of the user’s personal account. Once cryptocurrencies or fiat money is successfully transferred into the user’s account, the user reserves the choice to either spend it through the crypto card, exchange or invest cryptocurrencies into Pecunio’s investment products. All investors can invest into various types of funds, but at the moment, 3 fund tokensare available, apart from the Pecunio token that is tradable as exchange. We create added value by regularly burning tokens.
To create an account with Pecunio, users have to provide an email address, a user name and a password. A confirmation email is sent and once confirmed, a personal wallet is created, and the user is automatically directed to the user dashboard containing an overview of the user’s personal account. Once cryptocurrencies or fiat money is successfully transferred into the user’s account, the user reserves the choice to either spend it through the crypto card, exchange or invest cryptocurrencies into Pecunio’s investment products. All investors can invest into various types of funds, but at the moment, 3 fund tokensare available, apart from the Pecunio token that is tradable as exchange. We create added value by regularly burning tokens.
PECUNIO PRODUCTS AND SERVICES

• Token
• Free Exchange
• Cryptocurrency Card
• Funds
• Exchange / Wallet / Mobile App
• ICO Incubator
• Free Exchange
• Cryptocurrency Card
• Funds
• Exchange / Wallet / Mobile App
• ICO Incubator
PECUNIO TOKEN

Pecunio tokens -PCO are based on the ERC20 standard and 40,000,000 Pecunio tokens will be issued for token sale to fund the Pecunio project. 100,000,000 PCO is available as total token supply. Our crowdsale will last for 30 days. 30,000,000 PCO will be sold in the token sale at an exchange rate of 1ETH to 200PCO. The token sale will be hard capped once 150.000 ETH is received. Token distribution begins on 1st February, 2018, and the accepted currencies for purchase of PCO tokens are BTC, ETH, XRP and LTC.
TOKEN DISTRIBUTION

30% - Public
20% - PCO founding team
20% - Financial backers and Early supporters
15% - Capital reserve for angel investments, Incentives, Salaries
10% - Employee token pool
5% - Advisory
20% - PCO founding team
20% - Financial backers and Early supporters
15% - Capital reserve for angel investments, Incentives, Salaries
10% - Employee token pool
5% - Advisory
ROADMAP
10/17 - Launch of thePecunio backend
- Inception of the PecunioPCC fund
11/17 - Pecunio PCC fund gained +110% since launch
12/17 - $1 Million under active managment
-Rebranding & New website
02/18 - PecunioICO (22.02.2018 - 22.03.2018)
- PRE-ICO (01.02.2018 - 22.02.2018)
03/18 - Inception of PICO
- Inception of PAV
- Launch of pecunio gold token
05/18 - Launch of pecunio crypto card
12/18 - $500 million under active management
10/17 - Launch of thePecunio backend
- Inception of the PecunioPCC fund
11/17 - Pecunio PCC fund gained +110% since launch
12/17 - $1 Million under active managment
-Rebranding & New website
02/18 - PecunioICO (22.02.2018 - 22.03.2018)
- PRE-ICO (01.02.2018 - 22.02.2018)
03/18 - Inception of PICO
- Inception of PAV
- Launch of pecunio gold token
05/18 - Launch of pecunio crypto card
12/18 - $500 million under active management
FUNDS INCOME DISTRIBUTION
50% - distributed among the fund’s token holders through a buy-back process
25% - paid investment advisor as performance fee
25% - reinvested to multiply the return to the investors through compound interest
50% - distributed among the fund’s token holders through a buy-back process
25% - paid investment advisor as performance fee
25% - reinvested to multiply the return to the investors through compound interest
TEAM
Reinhard Berger - Chief Executive Officer
Christian Thurner- Chief Operating Officer
Dominik Berger - Strategist and Social Media Expert
OamaRichson- Chief Communications Officer
Heinz Laubert- Chief Financial Officer
Michael Neuhofer- Web Developer and Security Manager
Florian Englmaier- IT, Programmer
Melanie Schauer - Customer Care & Communication
Reinhard Widmeyer- Software Engineering
NimoZimmerhackl- Graphic Artist & Photographer
Josef Najsel– Web Designer
Mia Sabathy- Translation and Proofreading
Reinhard Berger - Chief Executive Officer
Christian Thurner- Chief Operating Officer
Dominik Berger - Strategist and Social Media Expert
OamaRichson- Chief Communications Officer
Heinz Laubert- Chief Financial Officer
Michael Neuhofer- Web Developer and Security Manager
Florian Englmaier- IT, Programmer
Melanie Schauer - Customer Care & Communication
Reinhard Widmeyer- Software Engineering
NimoZimmerhackl- Graphic Artist & Photographer
Josef Najsel– Web Designer
Mia Sabathy- Translation and Proofreading
OUR ADVISORS AND PARTNERS
James Vince - Security & Digital Marketing Expert
Julian Murphy - IT Security and Networking Engineer
James Vince - Security & Digital Marketing Expert
Julian Murphy - IT Security and Networking Engineer
For more information about our unique project and to connect with other participants across the globe, please feel free to click on any of the following links;
Website: https://pecun.io/
Telegram: https://t.me/Pecunio
Twitter: https://twitter.com/Pecun_io
Facebook: https://fb.com/PecunioFund
Whitepaper: https://pecun.io/Pecunio_White_Paper.pdf
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